NEW PRICE! This is your chance to own the most popular (and improved!) floor plan in Monticello Townhomes--offering exceptional value per square foot in one of Costa Mesa's most desirable and high-demand communities. This rare, move-in-ready 2-bedroom, 2-bathroom home with a loft lives like a one-story with added flexibility, thanks to its unique dual-suite layout--one on each level--making it perfect for roommates, guests, multigenerational living, or working from home. Soaring vaulted ceilings and an open-concept design create a bright, spacious feel, while the reimagined kitchen with quartz countertops, stainless steel appliances, and bar seating adds both style and functionality. The upstairs primary suite is a true retreat, featuring a rustic barn door, oversized walk-in shower, and walk-in closet. The home also includes central AC and heat, updated lighting, in-unit laundry, direct-access 2-car garage with ample storage, and two peaceful patios. This home is tucked away in one of the quietest parts of the community and has a private location. With no neighbors above or below, it feels more like a single-family home. Refrigerator, washer and dryer can be included! This exact layout recently sold for over $100,000 more, making this a smart investment opportunity whether you're a first-time buyer, downsizer, or investor--especially with two colleges nearby and strong rental demand. The Monticello community features low HOA dues that include water, along with resort-style amenities such as two pools, two spas, and a clubhouse. Ideally located near the OC Fairgrounds, beaches, major freeways, John Wayne Airport, and top shopping and dining, this lightly lived-in second home is ready for a quick close with FHA and VA financing welcomed. No Mello Roos, low taxes, and move-in condition--don't miss out on the most desirable floor plan in the neighborhood at a standout price.